A Bigger Grindstone

Define poverty.

Living on the streets?

Starving, having to steal food to survive?

Dying, having to sell your body to live?

Or just not earning enough money to be able to live decently?

Karen and I don’t particularly lead a profligate lifestyle. We’re not out partying every night (in fact although we went out for a meal Wednesday night to celebrate out wedding anniversary it was the first time we’d been out together in over 5 months). We don’t hit the shops every weekend in wild shopping splurges.

And yet, doing some sums and some short range financial forecasts we discovered that we’re pretty close to being in the crap. Karen needs to return to work in September as we simply can’t afford to have only one of us working indefinitely. This means paying for child care for Tom. Even if Karen only works school hours to try and relieve the burden of this we still need to find an extra £400 a month to cover the nursery costs.

We just do not have this money.

It’s ridiculous. We can’t afford to work. But can’t afford not to work. What are we supposed to do?

We only have three options.

1) Give up the rat race, claim benefits and hope we don’t lose our house as a consequence. Neither of us fancies this kind of lifestyle. This option is definitely out.

2) Bite the bullet and accept that over the next 4 years or so until Tom starts school we are going to slide inexorably into debt. Well. Not so much slide as bullet-train into debt.

3) Bite a bigger bullet and do all we can do slow that inexorable slide right down to a more manageable level. This means me getting an extra part-time job to bring in extra money to cover some of the child care costs. A morning or evening cleaning job most likely.

Karen isn’t happy about it (and I’m not exactly ecstatic) as she doesn’t want to see me flogging myself along the rocky road to a heart attack. But the alternative is a sizable debt that could totally destabilize us and take us decades to pay off. With the economy so shaky at the moment it seems to me some extra money coming into the house would not be a bad thing at all.

So. I am now officially looking for work. Even though I already have plenty. Full-time job. Part-time web design business. Novel on the go. One more year at University. Maintaining a wonderful home life.

Busy busy busy.

Sigh.

So does all this mean that I’m poor? Or just not poor enough?

Who knows? But at least I’m not sewing Nikes in a Kolkata sweat shop... or selling my body in an Essex lay-by.

Faith In Human Nature

A few months ago I reported on a monumental act of misfeasance.

Back in February somebody stole our green recycling bin that had been newly delivered to our house by the local authority. I had to go to the police (as directed by said local authority) and fill out various reports before we could be allocated a brand new one.

All this on top of some petty thief’s criminal attempts to foil my magnificent recycling plans was too much to bear. I suffered apoplexy, hysteria and gout and was hospitalized for several months. I suffered hallucinations and wrote them down as blog entries. I was not a well bunny.

Imagine the horror then of returning home at the end of last week to find that our general refuse bin (black this time) had also been snatched.

It was gone. Just gone. Left out for the refuse team who were due to empty it that day and then stolen in the prime of its life.

In the space of a second I was on the edge of full mental collapse.

One bin goes missing and you feel – despite the annoyance – OK, just kids messing about, some drunken a-hole having a laugh as he wends his way home. But two... suddenly it feels like a vendetta. Siege mentality sets in. The hatches are battened and the big guns wheeled out.

Xenophobia and misanthropy leap to the fore. Who was it? Who was it? Is this the start of a hate campaign? Are they going to steal our car trailer next? It was our Polish neighbours, I’m sure of it. It has to be! They speak with a funny accent and own three cars... it has to be them! Or it’s the chavs up the road. Of course! All that bling... it’s a telltale sign. They’ve got our bin hidden in the boot of their bright blue BMW...

By nightfall I had drafted a scathing blog, written letters to the editor of the local rag and dictated a letter to the chief exec of the council. I even considered writing to Boris Johnson but managed to reel the wavering line of my sanity back in before I crossed that point of no return.

Imagine my surprise then when, next morning, our black bin was mysteriously back on our doorstep. They’ve all got addresses on you see and some kind soul, finding it perhaps abandoned and enfeebled by the roadside had taken the trouble to return it to the family who loved it most dearly.

Oh joy.

What can I say? I felt a mite foolish. All that ranting and raving. All that class war mongering. All for nothing.

My faith in human nature has been totally restored. There are good people out there.

So God bless you, every single one of you. I shall think of you all every time I stuff a full refuse sack into my newly returned black bin.

I shall keep this country clean for you.

There is a corner of a foreign landfill that will be forever England.

Location Location Brunette

I am not in a position to buy a new house. I don’t even want to. I have no aspiration at all to own a 5 bedroom 15th century barn conversion with contemporized granny annex situated somewhere in the heart of a downy sun-kissed valley in the Wirral.

And yet I find myself inexplicably glued to the telly whenever Location Location Location is on.

Well. Actually no. It’s not that inexplicable.

It’s the lure of Kirstie Allsopp.

Now, don’t get me wrong, Phil Spencer, her co-presenter and male counterpart is a great bloke. Sort of a lumbering, genial, Bungle without the bear suit. For an estate agent – or the equivalent thereof – he’s an amazingly decent bloke. Patient, kind, a quip for every occasion up his Stretch-Armstrong sleeves and a knack for finding amazing properties that match his client’s often absurd briefs (I want a 7 bedroom bijou apartment in the middle of London surrounded by 96 acres of unspoiled forest with a salmon lake at the bottom of the garden).

But it’s Kirstie who sells the show to me. She’s feisty. She’s smart. She doesn’t pull her punches for all she may cushion them a little with the kid gloves of televisual diplomacy. She’s not afraid to lock horns with her clients and tell them how ridiculously unrealistic they are being (You want a 1.5 million pound mansion house with stables and a riding school but only have £450K in the pot – it ain’t gonna happen).

But I’ll be the first to admit her attraction is something of an enigma. She’s mumsy. Her voice is kind of plummy and whiny all at the same time – like someone who has graduated with honours from Enid Blyton’s Mallory Towers (which for some strange reason I read as a child). Her mouth is slightly duck-like. Her nostrils flare noticeably when a particularly annoying client has cheesed her off.

And yet she has correctly been voted one of the hottest chicks on TV. An accolade she most certainly deserves. As Dr Evil would say: “Kirstie Allsopp is on fire”.

She’s curvy, voluptuous and lush. She’s not afraid to plunge her cleavage down to the shiny buckles on her shoes. She’s bold and brave and not afraid to speak her mind. One suspects she’s rather dirty in the humour department. And most of all, she’s a fabulous brunette (which always ticks a huge box for me).

And did I mention the cleavage? (Is there an echo in here? Exultantly, yes!)

I’d happily buy a house off Kirstie – any house at all in fact – provided she gave me a full tour of any extensive grounds and a good going over in the wine cellar. Phil could hang around outside and deliver a few quips to camera if he wanted to but other than that he’s free to get the drinks in at the local pub. Get me a Guinness please, Phil, I may be some time in my deliberations...

So it’s really annoying when week after week we’re presented with pensive-faced, mealy-mouthed couples with £500,000+ budgets who constantly turn down the amazing houses that they are presented with for the most spurious of reasons. “Ooh no, Kirstie, I know the indoor swimming pool is precisely what we wanted but the plastic windows... oooh no, I just couldn’t live with them....” “Ooooh no, Kirstie, the house is perfect in every way but it’s facing 2 points due East when really, ideally, we’d like North by North-West...”

Speaking as someone who’s clinging onto the bottom rung of the property ladder with his teeth I find this kind of rich-man’s fickleness deeply irritating. And I think I like Kirstie most of all because she patently shares that irritation. Her clients have more money than taste, they’re getting an hour’s worth of free televisual fame and they get to spend a week of their lives getting Kirstie spread-eagled and oiled-up in numerous bedrooms across the English county of their choice.

Just what is their problem?!

Er. “Spread-eagled and oiled up”? How on earth did that get in there...? Phil, just what did you put in this Guinness?

Planet Steve

I feel a little bit calmer after the histrionics of the weekend though the whole thing has left a bad taste in my mouth. I’m not sure why it got to me so much. Usually I snarl back and then let it go; move on... but I felt quite poisoned by ‘Saturday’s event’.

I’m sure a lot of it is due to high stress levels at the moment – Karen’s pregnancy is totally exhausting her, I’m under extra pressure at work due to the extended clean-up operation after the flood, I’m still receiving hassles but no money from my horrible web site clients, a shedload of money/mortgage worries, broken sleep... gah! All of it has conspired to make me hyper sensitive and all too easily knocked off my feet by the slightest motion. Planet Steve feels in danger of shattering like a cut glass goblet at any moment. One high C and crash tinkle tinkle smash.

I guess I need to focus on the positive though. Karen is beginning her maternity leave at the end of August – so barely 2 weeks to go and she can rest properly. Her bosses have also been very understanding and supportive which has been a great help. I’ll be a lot happier knowing that she’s resting at home next month I must admit rather than flogging herself at work to the point of collapse. Work and pregnancy are plainly not a great combination for her!

As for my horrible client. Well... it’s been a steep upward curve. It’s taught me a lot about what not to do and who not to work for. Most of all it’s taught me to never ever doubt my gut instincts. Most of all it’s taught me that money should never be the deciding factor in anything. There’s very little I can do now to the site – the last hurdle is just getting the money out of the client and then I can shut my doors on the whole situation for good. I can’t effing wait.

The comments of Mr Anonymous have had one positive effect: they’ve made me review the work I produce and made me decide to be a lot more careful about how I pitch it and who I pitch it to in future. I can’t compete with the big boys and I think it’s important I acknowledge that to myself and to future clients. The people I want to deal with want something modest and affordable – not huge, corporate looking, data collecting web site behemoths. There’s a niche in the market for what I can offer and as long as my clients are happy with what I produce I don’t see that anybody else need throw their opinion into the mix.

Mortgage worries.... Geez. Don’t we all have them? After a good discussion about it all with Karen over the weekend I’m going to shop around and speak to a few banks. See if I can reschedule some loan repayments to free up some income – enough to ensure we have a decent safety margin should interest rates leap up another notch (which seems likely). Where to start is beyond me though. I find the world of finance and banking something of a turn-off and as a consequence my knowledge of such things is minimal.

So, things might still be a bit overcast on Planet Steve but I’m going to do my damnedest to encourage clear, blue skies and green horizons... if I can’t do that then I shall at the very least invest in some decent wellies.

Ragun Bow

Karen and I availed ourselves of a traditional English street service over the weekend – the good old Rag N Bone man.

After the removal of our palatial greenhouse a couple of weeks ago the garden was left with a few metallic stragglers whose rusty loitering was beginning to make the garden look extremely untidy. Swift action was called for... and it came fleet of foot on a white charger just like in the days of old.

Well. Maybe not exactly like the days of old. Today’s modern Rag N Bone man no longer employs a magnificent dray horse to pull his cart or even wields a mighty wheelbarrow with which to collect household junk. Instead our particular Rag N Bone man turned up with a huge white flatbed truck with which he merrily transported various shelving units, two old broken hoovers and a vast array of assorted mystery metal work back to his yard or wherever it is that he deposits all his hard gotten gains.

He did however have a magnificent horn (please, ladies and gentleman, please!) which sounded his approach from at least two whole blocks away. Once he entered the mouth of our street we could clearly hear the carefully enunciated call of “Ragun Bow! Ra-Bow!” and knew that our saviour was near.

The garden now looks a hell of a lot tidier but there’s still loads of work left to do... weeding, pruning, removing an old water butt....

And the water butt is going to be a job and a half. Turning on the tap to empty the damn thing I was dismayed to see nothing but a pathetic trickle dribbling out onto the path rather than the expected rush of water akin to a damn bursting.

At the current rate it’s going to take 2 weeks before the ruddy thing is empty.

Peering inside the butt I was horrified to see a thick brown soup stodgily glooping up its innards with a surface skin thick enough to land a Cherokee helicopter upon. Administrations with a space merely brought various unwholesome looking bubbles up to the surface... and a slight sense of resistance near the bottom indicated that there was something softly organic submerged somewhere in the depths of the water...

I wasn’t brave enough to find out exactly what.

Rags and bones indeed...

The Gone-House

Hello and welcome to Gardener’s Corner...

Yes, the wife and I spent the entire weekend playing Charlie Dimmock and Alan Titchmarsh in our many acred garden. I’ll leave it up to you to guess who played which role.

What brought on this sudden splurge on greenfingeredness?

Answer: getting rid of the humungous greenhouse that came with the house when we bought it back in March of this year.

I’d actually put the ruddy thing on eBay for the princely sum of £1 with the proviso that the buyer must collect and dismantle it and I quite expected to get no more than a tenner for it.

Imagine my surprise then when it sold for a whopping £142!

A nice gardening mad couple from Northants bought it and the poor things spent 7 hours on Sunday taking it down. I actually felt quite sorry for them as none of us had any idea it would require quite so much work. It seems the original construction crew had sealed every individual pane of glass so the poor gardeners from eBay had to painstakingly cut every single pane of glass out before they could unscrew the frame. Talk about determination. Amazingly they only broke 4 panes which is pretty good going.

Anyway, we felt so sorry for them we ended up refunding them £40. I know. We’re soft touches but as I said I would have been happy with a tenner provided someone else did all the hard work of taking the greenhouse away.

Not that I’m a complete lazy dog you, understand – I spent most of Saturday and Sunday with my loppers and my trimmers hacking back the Forest of Arden that had sprung up around the greenhouse and its environs and uncovering various lost cities and civilizations that had risen and fallen in the verdant depths of the undergrowth.

I worked up quite a sweat I can tell you.

Now, as you can see from the before-and after photo, our garden feels like it’s gained a couple of extra acres with all the space that has been opened up. The plan is to move the paving slabs nearer the house to make a patio and then to turf over the area where the greenhouse once stood thus extending the lawn even more.

After that who knows? Herbaceous borders. Vegetable gardens. Roman water features.

Whatever. Charlie and I will be sure to fork and trowel our eager little bulbs into the hot earthy beds with fertile abandon...

Oo-er? Or Oh-ar?

Ariston And On And Off

Of course it had to happen.

Now that the first mortgage repayment has been made... now that the entire house and its contents are solely ours... the washing machine decides to go belly up and do a fine impression of a dying fly (complete with spin cycle and eco-wash option).

I came home yesterday afternoon to find the programming dial clicking manically through every point on its fascia while the washing drum sat flooded and still like Romney Marsh. My underpants were not happy.

So, as some wise blogger commented on this ‘ere blog a few weeks ago, now the house is ours so are ALL the bills. Oh joy.

Even as I write a washing machine repair man of the highest calibre has already been engaged to come to the rescue of my grundies on Monday afternoon.

Hopefully the operation will be quick, painless and cheap.

My pants await with baited breath...

An Englishman’s Home...

As from today Karen and I are now proud home owners.

All the paperwork was signed, countersigned, stamped, sealed, delivered and legalized yesterday placing our humble home firmly into the hands of myself and my good lady wife. The steel stock of The Mortgage is now firmly fixed around my throat. Its fiendish stiletto blade is at my kidneys... money demanded with menaces and all that jazz.

As my good friend Tris has pointed out: I now have the pleasure of paying for any repair bills myself – boiler, washing machine, roof tiles, gas and electricity supply, plumbing and pipe work... they’re ALL mine.

On the bright side though I own an effing house! And a three bedroom house at that. I’m on the property ladder! I’m a veritable property tycoon!

Bring up the drawbridge, love, this castle’s mine!

Housey Housey

Things are finally moving with regards the house sale! We had a letter from our solicitor yesterday to say they’d like us to make an appointment to go in and sign all the necessary documents. After months of delays it’s nice that things are finally moving.

In a lot of ways Karen and I have been very lucky – not only are we being given the opportunity to buy the house we’ve been renting for the last 2 years (which means no moving to do whatsoever – always a bonus) but we’re getting it at a remarkably reduced price. House prices in Leamington – especially for 3 bedroom – are extremely prohibitive for most buyers so to say we’ve been given a golden opportunity is no overstatement.

After some of the hardships of the last 12 months – losing the baby, money worries, illnesses and injuries – it’s damn nice to be having a spot of good fortune for once.